Patients are expected to pay for their dental treatment and office visit at the time of service. For your convenience, we offer multiple payment options: cash, check, debit and credit card. We also work with most dental insurances to help make your treatment more affordable. We are pleased to accept Care Credit Financing! Please click on the link above for more details.
If you have any questions regarding your payment options, please give us a call at (916) 920-3572.
For your convenience, we work with many dental insurances and are very knowledgeable about most plans. We are pleased to be able to help you with your dental claims. If you have any questions regarding your dental insurance plan, please call us at (916) 920-3572.
There are two main types of dental insurance; HMO and PPO. Do you know the difference between them?
HMO or DHMO : A dental health maintenance organization (DHMO) is a structured type of dental plan In that you are able to receive dental benefits only if you go to a specific group of dentist provider. You are of course more than welcome to still come to our practice but you will not be able to receive any benefits. Even with HMO dentist providers, you are still expected to pay a copayment for most dental work besides x-rays, exam and cleaning. Most often, plans do not cover treatments that are not spelled out in the plan’s summary of benefits, and you will have to wait a set time between dental visits.
PPO: This type of insurance allows you to go to any dentist, within or outside your network and will help pay for a portion of the treatment. Exam, x-rays, and cleanings are usually covered at 100%. You can go to any dentist, but the dollar amount that the insurance covers may vary.
Why does the dollar amount vary between dentists and PPO plans? Generally dental offices have a fee schedule, or a list of prices for the dental services or procedures they offer. Dental insurance companies have similar fee schedules which is generally based on Usual and Customary dental services, an average of fees in your area. Dental benefits are a contract between your employer and your insurance company, therefore offering benefits based on the cost of the policy to your employer. Since this contract does not include you or your personal dentist in the defining of your benefits, it many times does not cover the entire fee associated with your treatment.
We will gladly answer any questions that you may have regarding your insurance. You can give us a call at (916) 920-3572.